.page-terms-conditions{color:#333}
.page-terms-conditions__hero-section{max-width:1200px;margin:0 auto;padding:10px 16px 0}
.page-terms-conditions__hero-image-wrapper{width:100%}
.page-terms-conditions__hero-image{width:100%;height:auto;aspect-ratio:17/5;object-fit:cover;display:block;border-radius:12px}
.page-terms-conditions__hero-content{padding:16px 4px 8px}
.page-terms-conditions__hero-title{color:#07408F;font-size:clamp(1.4rem, 3vw, 2.2rem);font-weight:800;line-height:1.25;margin:0 0 8px}
.page-terms-conditions__hero-description{color:#4a5568;font-size:1rem;line-height:1.6;margin:0}
.page-terms-conditions__terms-section{max-width:1200px;margin:0 auto;padding:16px}
.page-terms-conditions__terms-container{display:grid;grid-template-columns:1fr;gap:24px}
.page-terms-conditions__terms-nav{background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:16px}
.page-terms-conditions__nav-label{font-weight:700;color:#07408F;display:block;margin-bottom:8px}
.page-terms-conditions__nav-list{list-style:none;margin:0;padding:0}
.page-terms-conditions__nav-list li{margin:0 0 4px}
.page-terms-conditions__nav-list a{color:#1D5FD1;text-decoration:none;font-size:.95rem}
.page-terms-conditions__nav-list a:hover{text-decoration:underline}
.page-terms-conditions__terms-content{background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:24px}
.page-terms-conditions__term-heading{color:#07408F;font-size:1.35rem;font-weight:700;margin:32px 0 12px;padding-top:16px;border-top:1px solid #e2e8f0}
.page-terms-conditions__term-heading:first-child{margin-top:0;padding-top:0;border-top:none}
.page-terms-conditions__terms-content p{color:#1a202c;line-height:1.75;font-size:.95rem;margin:0 0 12px}
.page-terms-conditions__contact-promo{margin-top:8px}
.page-terms-conditions__promo-card{background:#113B7A;border-radius:16px;padding:24px;color:#F3F8FF;box-shadow:0 8px 24px rgba(17,59,122,.2)}
.page-terms-conditions__promo-content h3{color:#F3F8FF;font-size:1.3rem;font-weight:700;margin:0 0 12px}
.page-terms-conditions__promo-content p{color:#AFC4E8;font-size:.95rem;line-height:1.6;margin:0 0 24px}
.page-terms-conditions__promo-button{display:inline-block;background:linear-gradient(180deg,#2B73F6 0%,#1144A6 100%);color:#fff;text-decoration:none;font-weight:700;padding:14px 32px;border-radius:8px;text-align:center;border:none;cursor:pointer;transition:opacity .2s}
.page-terms-conditions__promo-button:hover{opacity:.9}
.page-terms-conditions__guide-section{background:#f8fafc;margin-top:32px;padding:16px 16px 48px}
.page-terms-conditions__guide-inner{max-width:1000px;margin:0 auto}
.page-terms-conditions__guide-title{text-align:center;color:#07408F;font-size:1.6rem;font-weight:700;margin:0 0 24px}
.page-terms-conditions__guide-figure{margin:0 0 24px}
.page-terms-conditions__guide-figure img{width:100%;max-width:800px;border-radius:12px;display:block;margin:0 auto}
.page-terms-conditions__guide-figure figcaption{text-align:center;font-size:.9rem;color:#4a5568;margin-top:8px}
.page-terms-conditions__guide-actions{display:flex;flex-wrap:wrap;gap:16px;justify-content:center;margin-top:24px}
.page-terms-conditions__guide-button{display:inline-block;background:linear-gradient(180deg,#2B73F6 0%,#1144A6 100%);color:#fff;text-decoration:none;font-weight:700;padding:14px 28px;border-radius:8px;text-align:center;border:none;cursor:pointer;transition:opacity .2s;max-width:100%;box-sizing:border-box;white-space:normal;word-wrap:break-word}
.page-terms-conditions__guide-button--secondary{background:#113B7A;color:#F3F8FF}
.page-terms-conditions__guide-button:hover{opacity:.9}
@media (max-width: 768px) {
  .page-terms-conditions__hero-section{padding:10px 12px 0}
  .page-terms-conditions__hero-image{aspect-ratio:2/1}
  .page-terms-conditions__terms-container{grid-template-columns:1fr}
  .page-terms-conditions__terms-content{padding:16px}
  .page-terms-conditions__terms-nav{padding:12px}
  .page-terms-conditions__promo-card{padding:20px}
  .page-terms-conditions__promo-button{width:100%;max-width:100%;box-sizing:border-box;white-space:normal;word-wrap:break-word}
  .page-terms-conditions__guide-title{font-size:1.2rem}
  .page-terms-conditions__guide-figure img{max-width:100%!important;height:auto!important}
  .page-terms-conditions__guide-actions{flex-direction:column;align-items:center}
  .page-terms-conditions__guide-button{width:100%;max-width:100%;box-sizing:border-box;white-space:normal;word-wrap:break-word}
}
@media (max-width: 1024px) {
  .page-terms-conditions__terms-container{grid-template-columns:1fr}
}